All-in-One Mortgage & Home Loan Calculators

Use our practical mortgage tools to plan monthly payments, refinance options, down payments, home budgets, insurance, taxes and home equity clearly.

1. Monthly Mortgage Payment

This basic tool calculates your fixed monthly principal and interest payment for standard home loans.

2. Refinance Savings Calculator

Compare your old loan with a new lower rate to see monthly savings and long-term interest reduction.

3. Down Payment Impact Calculator

Check how different down payment percentages change your loan amount and monthly cost.

4. Home Affordability Calculator

Find the maximum home price you can afford safely based on income and existing monthly debts.

5. PMI Mortgage Insurance Calculator

Estimate extra monthly PMI cost when your down payment is less than 20%.

6. Extra Payment Loan Payoff

See how much interest you save and how many years you shorten by paying extra each month.

7. Rent vs Buy Comparison

Compare long-term cost and wealth growth between renting and buying a house.

8. Cash Out Refinance Equity

Calculate how much cash you can take out from your home equity with refinancing.

9. Monthly Property Tax Estimator

Estimate monthly real estate tax to complete your full housing budget.

10. Homeowners Insurance Monthly

Get monthly home insurance cost for full PITI budget planning.

11. 15 Year vs 30 Year Loan

See payment difference and total interest saved between short-term and long-term mortgages.

12. HELOC Home Equity Calculator

Check how much credit you can get from your home equity line of credit.

13. PITI Full Monthly Cost

Calculate full monthly housing cost (Principal + Interest + Tax + Insurance).

14. Investment Property Loan

Monthly payment calculator for rental and investment property mortgages.

15. Second Home Loan

Monthly payment for second homes, vacation properties and getaway houses.

16. FHA Loan + MIP

FHA loan payment including mandatory mortgage insurance premium (MIP).

17. VA Loan Estimate

VA loan monthly payment with zero down payment benefit.

18. Closing Cost Estimator

Estimate total closing costs for purchase or refinance transactions.

19. Total Interest Paid

See total interest you pay over the entire life of your mortgage.

20. Biweekly Payment Savings

Calculate savings and faster payoff with biweekly mortgage payments.